A secure (encrypted) online spreadsheet is a practical tool to manage money for any purpose - personal budget, family, household or home budget - without the need to manage software. (More.)

In a bad economy it's more important than every to plan. A budgeting spreadsheet with date-shifting makes managing income and expenses easy. We offer a 5-day trial and low cost.

Licensing is available to banks and credit unions, for debt and credit counseling, to large companies, hospitals and universities, and as a teaching aid in the classroom. Special licensing is available to the military and qualified veterans organizations.